New homeowner checklist
First-time homebuyer inventory checklist after closing
After closing, your insurance decisions should match what is actually inside the home. Create a room-by-room inventory early, before months of purchases, renovations, and unpacked boxes make the job harder.
What to document in the first 30 days
- •Furniture, TVs, appliances, computers, and tools
- •New purchases made during move-in
- •Garage, basement, attic, and storage areas
- •Home office equipment and hobby gear
- •Serial numbers and receipts for expensive items
- •Photos before renovations or major upgrades
Why this matters
Your mortgage, closing, and insurance paperwork usually focus on the structure. A contents inventory helps you evaluate personal property coverage and gives you a starting record if fire, theft, or storm damage happens.